If you earn less than $80,000 (Single) or $120,000 (as a couple) are buying less than $550,000 you may be eligible for HomeStart Grant for up to $5000/borrower
HomeGrant is like free money, $1000 for each year you’ve been in Kiwisaver, up to a maximum of $5000/ borrower, so if you are a couple you could receive a combined grant of up to $10,000